Equifax and Experian seem to have no problems giving me the report. Every single time I go to get it through the online method, TransUnion always says its unable to provide me with the report. For further troubleshooting assistance, contact our Member Support team. TransUnion credit report - why are they so difficult Ive been getting my free credit report every year for the past few years. When I attempt to contact transunion it seems like their site and phone menu are all set up exclusively for self service. I unfroze online and the site lists it as unfrozen. For example, if your next verification attempt is unsuccessful, look for the Verify identity on a video call button to complete a video chat with a Trusted Referee and complete your identity verification. The bank is saying the credit account is still frozen. Instead of using the PIN feature where you don’t have to log in, try creating a TransUnion account. We may be able to verify your identity in other ways. You may have submitted a phone number that is not associated with your name and address.You may have submitted an unreadable document.You may not have correctly taken and submitted a 'selfie'.You may have submitted expired documents.Your submission may have contained an error or typo.You may have already verified your identity with ID.me.Your credit profile may contain erroneous information.Your credit report may be locked or frozen.You may have answered security questions incorrectly.Unsuccessful verification attempts may be due to many reasons : And someone can call in and say they did not make that account and they will only ask for basic information that will by pass whatever security they have in placeĮdit some of these other institutions have serious security flaws beside them.If your identity verification attempt was unsuccessful, it means that the information you provided did not match the authoritative sources we use for verification. However, where they got me is that I wound up signing up for their credit monitoring service (I still cant find their regular, one time credit check service). Regardless this is a security flaw because someone can make an online account with out sending proper documentation to verify. But I was able to superseded the reversal of the creation of the online account. It would of but they created an online account before I did and that superseded anything I did when I called in person including 2fa and pin. And I fix the issue with the online accounts with transunionĮdit: also if you have a visa signatures card or above you can get life lock by Norton for free so you can monitor things instead of paying one of the tree credit burue 35 dollars for that addition feature, further more they have resources to lock your bank account and block theifs from opening up utility under your name as that can be going on with out your notice as it won’t show up under your credit report I had online accounts for Experian so that did not happen with them and other institutions rarely used exuafax but later made an account with them. The person who stole my information set up an online account on transunion and was unfreezing it every time I froze it. Turns out all of those thing don’t apply to online accounts and are two separate divisions. Would call them freeze it then it gets unfrozen this went on for 5 weeks even set up all type of secondary authorization method with no effect was close to threatening legal action. I froze all three of my accounts but kept getting cards open through transunion. We may make an exception if it's truly unique and helpful. Self-promotional posts must be pre-approved by a mod. Spamming other users will get you banned. This includes any behavior that could be deemed fishing for referrals. Don't post them don't hint at offering them don't ask for them. Equifax offers free freezes (until June 30) and locks. This applies to any posts where we suspect anything potentially illegal or fraudulent, and may include buying/selling tradelines. Cost-conscious consumers may want to cobble together a mix based on what the leading credit bureaus provide. PIN, Signature).Ĭapital One Upgrade Link - Check PC eligibility for your existing card List of credit card company phone numbersĬredit Card Tuneup or CreditIntro to help you find the right cardĮMV CVM Database - Find a card's Cardholder Verification Method list (e.g. Template for Card Recommendation Requests Official User Flairs Thread - Learn how to customize your user flairĬreditKarma - Uses TransUnion and EquifaxĬreditSesame - May use Transunion or Experian depending on service.
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